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The official website of San Juan Mortgage, LLC 
MORTGANOMICS Is Here
HERE'S WHAT WE'LL DO FOR YOU: WITH ABSOLUTELY NO RETAIL LOAN COST MARKUPS AND WE'LL BEAT ANY VERIFIABLE LOAN ORIGINATION FEE AND WE'LL PROVE WHAT WE SAY!
GET THE FACTS RIGHT UP FRONT !
As a result of the standardized lending guidelines established during the 1980s by the secondary mortgage markets, all banks and mortgage companies observe the same processing and underwriting practices. They all sell their closed mortgages into the secondary mortgage market GSEs (government-sponsored enterprises), i.e., Fannie Mae, Freddie Mac, and the private mortgage conduits, so there are very few significant daily wholesale loan pricing differences between lenders.
San Juan Mortgage never changes or manipulates the wholesale interest rates that we broker in any way. With us - WHAT YOU SEE IS WHAT YOU GET -and with us you WILL see what you're going to get - BEFORE you get it. The big advantage we offer our customers is peace-of-mind. You'll never have to worry if you're going to get a good loan deal - because you will - and through the various forms of proof that we offer - it's GUARANTEED. Whether you are buying a brand new home, a great investment property, or want to refinance your current home, we can help you get the absolute perfect loan. Our website provides you with all the tools you need to research mortgage information, check competitive interest rates, select a loan program, "lock" a hot wholesale rate, check your loan status 24/7, and communicate with us as often as you like. So, if you'd like to take advantage of all the benefits offered right here by the most comprehensive mortgage website on the internet,
GETTING READY TO APPLY
Compare our interest rates above with the others! You will see that we're always competitive with the big national lenders. We never use "low-ball" interest rates. Our rates are always verifiable as factual. If you're ready to take the next step, click the GOOD FAITH ESTIMATE link below and we'll send you a detailed estimate of the loan costs that you are likely to incur.
APPLY If you have any questions about your GOOD FAITH ESTIMATE, give us a call! If it looks "OK" and you're ready to get a GREAT WHOLESALE RATE, click the link below to start the loan process. As soon as possible, give us a call so we can discuss your needs and how we can best help you. Learn the steps involved in getting your loan on-line by clicking "On-line Processing" on THE SIDE BAR.
 Simple Online Application!
After you apply, we'll send you a Good Faith Estimate, Truth In Lending Disclosure, and three required INFORMATION BOOKLETS. You can find on-line versions of these disclosures and booklets by clicking our Closing Costs tab. You'll find explanation papers on the Good Faith Estimate and Truth In Lending disclosures on our Good Faith Estimate request page. Once you've applied, our Broker TERRY DONOVAN will personally handle every aspect of your loan. He'll communicate regularly with you and keep you informed about every issue affecting your loan. He has 23 years of experience in the mortgage business and has closed every type of loan. If you'd like more information about him, you can view a detailed TESTIMONIAL LETTER from a seasoned real estate broker.
After we've analyzed your application information and discuss financing options that will best fit your needs, we will "lock" your interest rate. After that, it doesn't matter how volatile the market gets because you'll be protected. On THE SIDE BAR above, click the Rate Locks tab under Loan Resources. Read the page carefully, particulary the When Can I lock My Rate? section, which details when we can "lock" in your interest rate. When you're ready "Lock It In" !
We'll keep you informed about your approval status regularly and you'll be able to check the status of your loan 24/7. We want the process to be fast and easy, and as enjoyable as possible so you can...
GET READY TO MOVE !
We hope you've enjoyed the motion content that we've added to our website.
 461 Cascade Way - Eastsound, WA 98245 Office Phone: (360) 376-5194 E-Mail: terrydonovan@sanjuanmortgage.com America's Wholesale Mortgage Broker TM 
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